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July 21, 2010 / Charles Kania, Esq.

So what is Worker’s Compensation?

Worker’s Compensation – what’s the deal? Worker’s Compensation is designed to provide employees with rehabilitation services and compensation from a work related injury regardless of fault.

Some quick facts about Worker’s Comp in Ok:

  • In 2009, Oklahoma saw over 15,000 claimant filings. That’s roughly 1.06 filings per one hundred employees.
  • Back injuries constitute the majority of filings.
  • Most claimants, 31 percent, are between the ages of 45 and 54.

Things to know about the lingo. Worker’s Compensation uses some words and acronyms that might be less than intuitive. Here’s a primer:

  • T.T.D. stands for Temporary Total Disability. This means that the employee currently cannot perform their job, but are expected to recover.
  • P.P.D. stands for Partial Permanent Disability. This means that the employee cannot ever perform at full capacity.
  • P.T.D. stands for Permanent Total Disability. This means that the employee is injured and will not recover.
  • Death benefits are payable to widows and children in some cases.

Consider this the bare bones starter course.  For more information… keep reading our blog.

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